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Powering a better way to
pay for benefits

Connecting the broken pieces of employer-sponsored healthcare into a unified system that drives down costs and accelerates engagement.

Book a demoSee the app

‍

200+
benefits
Try our calculator to see what you’ve get with Fijoya
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We turn your policy into an
intelligent, flexible and personalized
benefits experience.‍

Our products

PAYMENTS - Real-time, policy-powered payments with smart cards
NAVIGATION - AI Assistant that delivers 10x benefits engagement and utilization
MARKETPLACE - Choice and flexibility, tailored to your budget and region
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Choose how you want it delivered

The complete standalone Fijoya app
Or a fully white-labeled backend powering your own platform
All products can be combined or used independently in either model. Flexible pricing per user and per transaction.
Learn More

Example

Payments
Connect your policy

Our AI intelligence engine learns your policies, rules, and budgets.

Smart configuration

Policies are mapped to vendors, categories, and payment rails across regions.

Every transaction is checked instantly against eligibility, tax, and labor rules.

4
Seamless payments

Funds flow directly without reimbursement delays.

Why Fijoya?

Delight your employees.
‍Lose the administration.
Navigation
Tools
Flexi-ben platforms

Benefits discovery

Employees choose what they want

HR and benefits GenAI-assistant

Personalized recommendations

Proactive communication

Eliminate admin burdens

Plug-and-play

Thousands of options

Easy payments (No reimbursements)

Unspent funds return to your budget

A connected benefits experience
where everyone saves.

  • Faster, smarter, safer benefits solutions

  • 10x engagement and utilization

  • Cut your admin and costs

Book a demo
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